“ Originally Posted by daniel1 
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you don't necessarily need to go through all that. if you want a specific picture on the bg, resize it to QVGA if needed, and then find that pic in Picture Viewer and go under Menu and select "Make Background Image" or something like that. It doesn't need to be in a Windows folder. The Mogul automatically resizes the pic to fit the bg BUT some pics are so out of wack that you might want to experiment a bit to see if you need to resize it yourself or not.
yup and when you go to set as background make sure you set the transperancy to 0%